Introduction
Module 1 - Private Loans
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Module #1 - Presentation Slides
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What is Private Money? (11:44)
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Benefits of Private Money (18:59)
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Legal Considerations (14:46)
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How to Structure - Short-Term, Fixed-Interest Loans (18:26)
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How to Structure - Short-Term Variations - 100% Financing (3:39)
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How to Structure - Short-Term Variations - Minimum Return (2:39)
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How to Structure - Short-Term Variations - No Payments (Accrued Interest) (3:00)
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How to Structure - Short-Term Variations - Kicker, Split Cap, Participating Loan (10:51)
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How to Structure - Short-Term Variations - Combined 1st & 2nd Mortgages (3:48)
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How to Structure - Long-Term, Fixed-Interest Loans (7:46)
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How to Structure - Long-Term Variations - Call vs Balloon Note (4:05)
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How to Structure - Long-Term Variations - Variable Interest Rate (5:19)
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How to Structure - Long-Term Variations - Sell With Owner Financing (3:18)
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Find Private Lenders - Key Tips (12:29)
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Find Private Lenders - Different Types of Lenders (4:40)
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Find Private Lenders - How to Avoid Problem Lenders (6:15)
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Find Private Lenders - How to Build Credibility (9:55)
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How to Present Loan Opportunities - Chad's Process (3:39)
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How to Present Loan Opportunities - Sample Loan Proposal (6:25)
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Common Lender Objections (With Responses by Dyches & Chad) (17:43)
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Module #1 Quiz
Module 2 - Self-Directed Retirement Account Loans
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Module #2 - Presentation Slides
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What is a Self Directed Retirement Account (7:44)
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Different Types of Accounts (30:11)
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Who Are Disqualified Parties (3:54)
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Prohibited Transaction Rules (6:04)
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Penalty Examples (5:44)
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Unrelated Business Income Tax (UBIT) (7:40)
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Example 1 - Straight Loan (11:36)
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Example 2 - Option to Purchase with Small Funds (4:47)
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Example 3 - Rental Property Investment (5:57)
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Real Estate in Your IRA or Solo 401k (10:05)
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Example 4 - Partner With Your IRA (5:37)
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Additional Tips for SDRA Investing (11:31)
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Module 2 Quiz
Module 3 - BUYING With Seller Financing
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Module #3 - Presentation Slides
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What is Buying with Owner Financing (6:01)
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Benefits of Buying with Owner Financing (14:45)
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Example #1 - Traditional Seller Financing (10:11)
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Example #2 - Second Mortgage Seller Financing (8:25)
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How to Find Owner Financing (8:33)
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Tips to Negotiate Owner Financing (18:10)
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Asking for Discounts (7:41)
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Module 3 Quiz - Buying With Owner Financing
Module 4 - Selling With Seller Financing
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Module #4 - Presentation Slides
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The Basics of Selling with Owner Financing (7:03)
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Benefits of Selling with Owner Financing (15:18)
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Dodd-Frank Act & Other Regulations to Be Aware Of (13:32)
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Structuring Financing to Sell the Loan (15:14)
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How to Screen Buyers for Owner Financing (9:48)
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How to Service Owner Financing (11:00)
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Dealing with Defaults (12:55)
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Module 4 Quiz - Selling With Owner Financing
Module 5 - Option to Purchase (aka Straight Option)
Module 6 - Lease With Option to Purchase
Module 7- Subject-to the Mortgage
Module 8 - Contract-For-Deed / Bond-For-Title / Land Contract
Module 9 - Wrap Around Mortgage
Module 10 - Key Terms, Clauses, & Paperwork
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Module #10 - Presentation Slides
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Review of Basic Paperwork Needed for Different Techniques (29:07)
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Key Terms - Interest Rate (12:22)
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Key Terms - Payments (16:48)
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Key Terms - First Right of Refusal (7:32)
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Key Terms - Non-recourse Exculpatory Clause (4:39)
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Key Terms - Due on Sale Clause Assignment Assumption (8:27)
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Key Terms - Partial Release (4:28)
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Key Terms - Wrap Mortgage (6:50)
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Key Terms - Substitution of Security (13:20)
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Key Terms - Exchange Clause (3:42)
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Key Terms - Subordination Clause (4:00)
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Key Terms - Insurance Proceeds (3:33)
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Key Terms - Written Notice of Default (3:56)
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Module 10 Quiz - Key Terms, Clauses, and Paperwork
Module 11 - Tax Treatment of Creative Financing Techniques
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Module #11 - Presentation Slides
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The Basics of Income Taxes (21:13)
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Depreciation and Recapture (15:36)
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Section 121 Owner Occupant Exclusion (Live-in Flips) (7:13)
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Imputed Interest (7:48)
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Installment Sale & Dealer Property (7:16)
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Contract-For-Deed (Land Contract) (3:09)
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End of Year Reporting (1098s) (2:24)
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Option Premiums and Lease Options (8:36)
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Foreclosure and Cancellation of Debt (4:07)
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Module 11 Quiz - Tax Treatment of Creative Financing
Conclusion
Forms / Paperwork
Office Hours Calls with Chad and Dyches
