Introduction
Module 1 – Private Loans
-
Module 1 Presentation Slides
-
What is Private Money? (11:44)
-
Benefits of Private Money (18:59)
-
Legal Considerations (14:46)
-
How to Structure – Short-Term, Fixed-Interest Loans (18:26)
-
How to Structure – Short-Term Variations – 100% Financing (3:39)
-
How to Structure – Short-Term Variations – Minimum Return (2:39)
-
How to Structure – Short-Term Variations – No Payments (Accrued Interest) (3:00)
-
How to Structure – Short-Term Variations – Kicker, Split Cap, Participating Loan (10:51)
-
How to Structure – Short-Term Variations – Combined 1st & 2nd Mortgages (3:48)
-
How to Structure – Long-Term, Fixed-Interest Loans (7:46)
-
How to Structure – Long-Term Variations – Call vs Balloon Note (4:05)
-
How to Structure – Long-Term Variations – Variable Interest Rate (5:19)
-
How to Structure – Long-Term Variations – Sell with Owner Financing (3:18)
-
Find Private Lenders – Key Tips (12:29)
-
Find Private Lenders – Different Types of Lenders (4:40)
-
Find Private Lenders – How to Avoid Problem Lenders (6:15)
-
Find Private Lenders – How to Build Credibility (9:55)
-
How to Present Loan Opportunities – Chad's Process (3:39)
-
How to Present Loan Opportunities – Sample Loan Proposal (6:25)
-
Common Lender Objections (With Responses by Dyches & Chad) (17:43)
-
Module 1 Quiz
Module 2 – Self-Directed Retirement Account Loans
-
Module 2 Presentation Slides
-
What is a Self-Directed Retirement Account? (7:44)
-
Different Types of Accounts (30:11)
-
Who Are Disqualified Parties (3:54)
-
Prohibited Transaction Rules (6:04)
-
Penalty Examples (5:44)
-
Unrelated Business Income Tax (UBIT) (7:40)
-
Example 1 – Straight Loan (11:36)
-
Example 2 – Option to Purchase with Small Funds (4:47)
-
Example 3 – Rental Property Investment (5:57)
-
Real Estate in Your IRA or Solo 401k (10:05)
-
Example 4 – Partner with Your IRA (5:37)
-
Additional Tips for SDRA Investing (11:31)
-
Module 2 Quiz
Module 3 – Buying with Seller Financing
-
Module 3 Presentation Slides
-
What is Buying with Owner Financing (6:01)
-
Benefits of Buying with Owner Financing (14:45)
-
Example 1 – Traditional Seller Financing (10:11)
-
Example 2 – Second Mortgage Seller Financing (8:25)
-
How to Find Owner Financing (8:33)
-
Tips to Negotiate Owner Financing (18:10)
-
Asking for Discounts (7:41)
-
Module 3 Quiz
Module 4 – Selling with Seller Financing
-
Module 4 Presentation Slides
-
The Basics of Selling with Owner Financing (7:03)
-
Benefits of Selling with Owner Financing (15:18)
-
Dodd-Frank Act & Other Regulations to Be Aware Of (13:32)
-
Structuring Financing to Sell the Loan (15:14)
-
How to Screen Buyers for Owner Financing (9:48)
-
How to Service Owner Financing (11:00)
-
Dealing with Defaults (12:55)
-
Module 4 Quiz
Module 5 – Option to Purchase (aka Straight Option)
Module 6 – Lease with Option to Purchase
Module 7 – Subject-To the Mortgage
Module 8 – Contract-for-Deed | Bond-for-Title | Land Contract
Module 9 – Wrap Around Mortgage
Module 10 – Key Terms, Clauses & Paperwork
-
Module 10 Presentation Slides
-
Review of Basic Paperwork Needed for Different Techniques (29:07)
-
Key Terms – Interest Rate (12:22)
-
Key Terms – Payments (16:48)
-
Key Terms – First Right of Refusal (7:32)
-
Key Terms – Non-Recourse Exculpatory Clause (4:39)
-
Key Terms – Due on Sale Clause Assignment Assumption (8:27)
-
Key Terms – Partial Release (4:28)
-
Key Terms – Wrap Mortgage (6:50)
-
Key Terms – Substitution of Security (13:20)
-
Key Terms – Exchange Clause (3:42)
-
Key Terms – Subordination Clause (4:00)
-
Key Terms – Insurance Proceeds (3:33)
-
Key Terms – Written Notice of Default (3:56)
-
Module 10 Quiz
Module 11 – Tax Treatment of Creative Financing Techniques
-
Module 11 Presentation Slides
-
The Basics of Income Taxes (21:13)
-
Depreciation & Recapture (15:36)
-
Section 121 Owner Occupant Exclusion (Live-in Flips) (7:13)
-
Imputed Interest (7:48)
-
Installment Sale & Dealer Property (7:16)
-
Contract-For-Deed (Land Contract) (3:09)
-
End of Year Reporting (1098s) (2:24)
-
Option Premiums & Lease Options (8:36)
-
Foreclosure & Cancellation of Debt (4:07)
-
Module 11 Quiz
Conclusion
Forms & Paperwork
Archive of Office Hours Calls with Chad and Dyches
